See How Your Health Plan Really Performs
Our proprietary Plan Grader evaluates more than 40 key areas of your health plan to identify hidden waste, cost-saving opportunities, employee experience gaps, and strategy improvements.
Many employers discover they are overpaying for healthcare while employees still struggle with deductibles, confusion, and limited access to quality care.
Free review · Strategic recommendations · No obligation
What We Look For
Most employers shop insurance. We redesign healthcare purchasing.
- Funding structure and risk strategy
- Claims, pharmacy, and network cost drivers
- Employee experience and access to care
- Vendor transparency and accountability
- Compliance and fiduciary risk considerations
Healthcare is often one of your largest expenses, yet it receives the least strategic attention.
Most employers spend more time negotiating office supplies, banking relationships, or software contracts than they do evaluating how healthcare dollars are actually spent.
The result is familiar: double-digit renewal increases, frustrated employees, limited transparency, rising pharmacy expenses, poor engagement, and little accountability from vendors.
Shopping carriers each year rarely fixes the underlying problem. The real opportunity lies in redesigning how healthcare is purchased, managed, and utilized.
What We Analyze
The Plan Grader reviews the structural, financial, employee, vendor, and compliance areas that affect plan performance.
Funding Structure
- Fully insured vs. level-funded vs. self-funded
- Risk strategy
- Stop-loss structure
Cost Containment
- Claims management
- Pharmacy oversight
- Network strategy
- Reference-based pricing opportunities
Employee Experience
- Deductible exposure
- Navigation support
- Communication effectiveness
- Access to care
Vendor Accountability
- Broker compensation transparency
- PBM alignment
- Contract review
- Data transparency
Compliance & Risk
- CAA compliance considerations
- Fiduciary concerns
- Reporting obligations
- Plan governance
This Is Not a Quote.
Traditional brokers often focus on shopping carriers. We focus on the drivers behind healthcare spending.
Claims Reduction
We look beyond premiums and evaluate whether your plan structure is helping reduce unnecessary claim activity.
Incentive Alignment
We review where vendors, brokers, PBMs, and plan design may be working against your cost-control goals.
Better Purchasing Strategy
The Plan Grader is designed to uncover opportunities to purchase, manage, and utilize healthcare more strategically.
Who Benefits Most From a Plan Grader?
The Plan Grader is ideal for employers who want a clearer view of cost, transparency, employee experience, and plan strategy.
Clear Findings. Practical Next Steps.
After reviewing your current plan structure, we provide a strategic overview of where opportunities may exist.
Executive Summary
A high-level overview of findings and opportunities.
Cost Analysis
Where healthcare dollars may be leaking unnecessarily.
Risk Assessment
Areas of financial or compliance exposure.
Employee Experience Review
How your benefits impact employee satisfaction and engagement.
Strategy Recommendations
Potential opportunities to improve outcomes while reducing costs.
Priority Roadmap
Actionable next steps tailored to your organization.
Modern plan strategy can create meaningful savings.
When Community First Bank transitioned from a traditional association plan to a modern level-funded strategy, the result was approximately $400,000 in savings over two years while lowering employee premium contributions.
Find Out How Your Plan Really Performs
Complete the information below and we’ll begin evaluating your current health plan structure. A member of the Remedy Advisors team will review your information and contact you regarding next steps.
Your information is confidential and will never be shared or sold.