Is Your Healthcare Budget Bleeding Your Company Dry?
Most CFOs and HR leaders don't realize how much they're overpaying — or why. Take this 5-question assessment, get your score, and receive a personalized action plan to reclaim control of your benefits spend.
Free assessment · Personalized recommendations · No obligation
You do not rise to the level of your goals. You fall to the level of your systems.
You're driving toward the wrong destination.
You're driving down the road feeling good. Your significant other is in the passenger seat. It's a beautiful day. How can anything go wrong?
Suddenly, it sinks in. You're lost. To cover your guilt, you stay silent and keep driving, hoping the next turn will put you back on track. You swear your GPS is accurate. You keep driving — and driving — never realizing you've plugged in the wrong destination.
Today, CFOs across the country find themselves in this exact situation with ever-rising healthcare costs. It's a complex puzzle most haven't been able to solve. Inside, they know they're lost, but admitting this to the CEO and the Board could be career-limiting. So they keep "driving," hoping the next insurance renewal will get them back on track.
It doesn't have to be this way. Arriving at the right destination is entirely possible — if the right coordinates are entered. This guide is your first step to reclaiming control of your budget.
Three Challenges Costing You More Every Year
If any of these sound familiar, your healthcare strategy may need a fundamental reset.
Your Broker's Incentives Are Misaligned With Your Goals
Traditional brokers earn commissions from the carrier — meaning they get paid more when your premiums go up. The system was never designed to reduce your costs.
You Have No Real Transparency Into Your Claims Data
Without access to your own claims data, you're negotiating blind. You can't fix what you can't measure — and most employers never see the numbers that matter most.
Employees Are Driving Unnecessary Cost Through the System
Without education and navigation support, employees default to the most expensive care settings. Small behavior changes, guided correctly, can produce enormous savings.
There Is a Better Way Forward
A transparent, advisor-driven approach aligns your strategy with your actual goals — not a carrier's revenue targets.
Aligned Advisor Incentives
We operate as fiduciaries — paid to solve your problem, not to sell you a product. When your costs go down, our relationship deepens.
Independent Plan Administration
Moving away from fully-insured carrier control gives you back access to your data, your vendors, and your dollars. Transparency is the foundation of every solution we build.
Employee Education & Navigation
Empowering your employees to make smarter healthcare decisions reduces both claims frequency and severity — driving down total cost without cutting benefits.
Rate Your Organization's Healthcare Readiness
For each statement below, click the number that best reflects your organization — 1 means you strongly disagree, 10 means you strongly agree.
1 We have full transparency into our claims data and know exactly what is driving our healthcare costs.
2 Our benefits advisor's compensation is fully aligned with reducing our costs — not tied to carrier commissions.
3 Our employees are educated and empowered to make cost-effective healthcare decisions before they need care.
4 There is absolute certainty and predictability in our healthcare budget year over year.
5 We are doing everything possible to control the size and frequency of our medical and pharmacy claims.
Joey Hall
CPA, CLU, RHU, CHVP, REBC
- Certified Public Accountant
- Chartered Life Underwriter
- Registered Health Underwriter
- Chartered Health Value Professional
- Registered Employee Benefits Consultant
- Advanced Self-Funding Specialist
- Health Rosetta Certified Advisor
- Licensed — Life/Health, P&C, Medicare, LTC
41 Years of Experience. One Mission: Fix a Broken System.
Joseph M. (Joey) Hall is the Founder and President of Remedy Advisors, LLC — a transparent, next-generation employee benefits advisory firm dedicated to disrupting the status quo in the insurance industry by slashing medical and Rx overspend and eliminating waste. With over 41 years of experience in Employee Benefits and Healthcare Finance, Joey has earned an enviable reputation as a knowledgeable and accomplished leader in the healthcare industry.
Joey holds an exceptional combination of credentials that few advisors in the country can match: Certified Public Accountant, Chartered Life Underwriter, Registered Health Underwriter, Registered Employee Benefits Consultant, Chartered Health Value Professional, and Certified Self-Funding Specialist. He is also among a select group of advisors certified by Health Rosetta — a nationally recognized open-source think tank of the nation's top advisors whose mission is to restore the American Dream by addressing the root causes of dysfunction in the U.S. healthcare system.
Before founding Remedy Advisors, Joey served as Chief Growth Officer for a national Third-Party Administrator and as President of Hall Financial Group, Inc., which was acquired by CBIZ in 2005 — where he then served as Carolinas Market Leader until 2016. His career also spans senior leadership roles at Maxicare of the Carolinas, Blue Cross Blue Shield of North Carolina, Aetna, and other healthcare organizations.
Joey is a coach at heart — literally and professionally. He coached baseball for nearly four decades at every level, including seven years as head varsity coach at Charlotte Christian School, where his teams won four consecutive North Carolina State Championships. That same coaching philosophy drives everything at Remedy Advisors: teach, guide, and develop clients to make smarter decisions — don't just hand them a plan and walk away.
Ready to Reclaim Control of Your Healthcare Spend?
Submit your information below and Joey will personally review your score and send you a customized action plan — specific next steps based on where your organization stands today.
Your information is confidential and will never be shared or sold.